Credit Analyst

Job Summary:

• Primarily responsible for the credit evaluation of the Bank’s corporate risk assets across bank products (e.g. loans, LC’s, Trust, Treasury, etc.)
• Ensure that the highest standards of credit due diligence is conducted on all Commercial Banking (ComBank) accounts with credit facilities as documented via the Executive Summary and Credit Proposal

Responsibilities:

• Ensure credit evaluation is applied on all corporate banking accounts
• Conduct regular and timely credit review of the assigned portfolio of corporate and commercial borrowing accounts
• Provide a comprehensive executive summary which includes brief company background,business outlook,historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendation
• Compile industry indices and financial benchmarks to evaluate performance of borrowers vis-a-vis the industry
• Join the account officer in client calls to get inputs for business reviews

Qualifications:

• Bachelor’s Degree in any of the following: Business / Finance / Accounting / Management / Economics / Statistics / Applied Math
• Strong Financial Analysis, Profit and Loss and Cashflow Analysis skills required
• Experience in credit evaluation for corporate and commercial account gained from a bank or financial institution is an advantage, but not required
• Experience in Credit / Accounting / Comptrollership / Finance
• Certified Public Accountant (CPA) or Chartered Financial Analyst (CFA) is an advantage, but not required
• Fresh graduates with good academic and extra-curricular background are encouraged to apply
• Must be willing to work onsite and be assigned in Makati

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration  of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.